Force Financial Hub

The Defence Force wants personnel and their families to make good financial decisions. The financial hub has been set up so you can easily access all of the Defence Force’s financial benefits in one place.

Superannuation and KiwiSaver

The Defence Force offers two schemes to help you save for your retirement.

Access your fund balances

New Zealand Defence Force FlexiSaver Scheme

The New Zealand Defence Force FlexiSaver scheme is a savings option which is ideal for shorter-term savings goals. Funds can be withdrawn at any time.

Joining the New Zealand Defence Force KiwiSaver Scheme

Want to join our New Zealand Defence Force KiwiSaver Scheme? There is a small amount of paperwork to complete and the forms required depend on whether you are new to KiwiSaver or wanting to transfer from an existing scheme. We’ve put together a helpful table outlining which form is applicable to your situation, what your contribution rate is and how to change your contribution rate if necessary.

Guide to joining the New Zealand Defence Force KiwiSaver Scheme  PDF 
(last revised 9 November 2015)

Superannuation / Savings schemes

Member Insurance Benefits Programme (MIBP)

Since October 1, 2014 the NZDF has had a staff insurance package for all members of the:

  • Regular Forces
  • Reserve Forces, and
  • Civil Staff (permanent and fixed term)
  • MIBP includes life insurance and income protection.

The MIBP significantly enhances benefits to NZDF members and reflects CDF’s commitment to members and their families. The MIBP also impacts DFSS members and the current voluntary Group Life Insurance Plans (GLIPs).

“This website is operated by the New Zealand Defence Force and is not endorsed by, or affiliated with, the New Zealand government or Inland Revenue. The New Zealand Defence Force is using the KiwiSaver trade mark and logo under licence from Inland Revenue. To view the official New Zealand government KiwiSaver website, please click here.”

NZDF Savings Scheme FAQ

NZDF Savings Schemes FAQ  PDF | 500kb

NZDF Super Scheme Seminar

  PDF updated Nov 2015 | 1.6mb


Human Resources Service Centre (HRSC)

Call internal 4777 (choose option 3) or external 0800 DFHRSC
(0800 334 772 toll free)

Your local Human Resource Advisors on camps and bases


Call 0800 333 787


Milestone Direct Limited
(0508 645 378)

This page was last reviewed on 11 April 2017, and is current.